Get Approval² with No Credit Impact¹

Same Day Loans

At LoanCleared™, we understand that when you need funds, you usually need them fast. That’s why our online approval process is designed to be quick and easy. You can apply, get your information processed, receive a lending decision, and have the funds deposited directly into your checking account in no time.

Start your journey toward financial flexibility with LoanCleared™ today with no calls, no interviews, no faxing and no hassle.

• Highest Chance Approval

Our network of lenders cover over 40 states and have combined loan ranges from $500 to $3,000.

• No Obligation Matching

Our process is designed to match loans that accept your your personal circumstances without any pressure.

• Quick Online Response

It takes 3 minutes to complete our online loan match process and responses in around 60 seconds.

• No Credit Impact

Only a soft credit search shall be completed to get your loan offers, so no impact to your credit¹.

 How It Works

At LoanCleared™, the approval process is simple and takes about three minutes. We use a multiple-choice system, so we need less input from you. Plus, it’s all online—no paperwork or phone calls needed.

1. Complete the approval process

We know from our customer experience research that filling out forms can be daunting. That’s why we only ask for the minimum amount of information. The whole process is SSL secured and takes only three minutes on average to complete.

2. We start to process your request 

Our system will start working instantly once you complete the form, filtering out lenders that don’t match your personal circumstances. This ensures your details are only shared with lenders who could offer credit based on their criteria. On average, you’ll receive a response within 60 seconds.

3. Decide whether to proceed

If you receive a credit offer, carefully review the loan terms, including repayment dates, amounts, and APR rates, so you are clear on your obligations before agreeing and proceeding with any loan.

With LoanCleared™, it’s all about getting the funds you need. Let us assist in finding the right loan for you. Start your loan approval process online with no calls, no faxes, and no interviews today.

 Details Needed

We believe that your personal data is just that, personal. When using our services, we may ask for information from you that is needed to complete a loan matching or approval process. We only ask for the exact information needed to complete any process, and not anything more. We also strongly believe that your mail or text message inboxes should not be full of unwanted spam, trying to generate extra income from your data.

Below we have listed the information you shall be asked for and the reasons why. However, rest assured that any information shared between us is secured and not kept for any period of time longer than it is needed. Please note: The below information is the minimum required by any online lender.

• Your name, birth date, SSN, and ID

These are used to protect you and your identity, verifying that it is indeed you and not someone impersonating you.

• Your mobile number and email address

These are used to send you security verification and information that you must be sent.

• Your current residential address

This is needed as a loan cannot be issued to a US citizen without a fixed address.

• Your work name, number and income

These are used to support your income source, loan affordability, and stability. (No contact is made)

• Your bank’s name and transfer details

These are used as your confirmation that any loan funds you agree to can be transferred to a valid checking account. This ensures no delays in processing if you proceed with any loan offered to you.

 Loan Costs

Every lending situation is unique, and we understand that. Our goal is to provide you with the best possible loan matches, from available lenders that you qualify for.

To determine the APR rate offered to you, lenders take into consideration various factors like the loan amount, affordability of repayments, income, and stability.

The first step is to complete our hassle-free online loan approval process. Once you’ve completed this step, you’ll receive the entire loan terms, including the APR rate for any loan offered to you. Because each lender may have different APR rates and terms, we do not state a fixed APR rate. The APR rates range from a minimum of 4.50% to a maximum of 35.9%.

To give you an idea of what to expect, here are some sample rates as a guide. However, please remember that these are for informational purposes only and may not reflect the actual APR rate you may be offered. We ensure that all amounts include any applicable charges, repayment amounts, and borrowing periods in compliance with the TILA (Truth in Lending Act).

 APR Examples