FAQ’s

The information you share with us through this website using our automated online process is secure at all times. We use 128-bit SSL security on our own dedicated servers. SSL, or Secure Sockets Layer, is an encryption-based Internet security protocol.

A website that implements SSL has “HTTPS” in its URL instead of “HTTP.” In order to provide a high degree of privacy, SSL encrypts data that is transmitted across the web. This means that anyone who tries to intercept this data will only see a garbled mix of characters that is nearly impossible to decrypt.

SSL initiates an authentication process called a handshake between two communicating devices to ensure that both devices are really who they claim to be. SSL also digitally signs data in order to provide data integrity, verifying that the data is not tampered with before reaching its intended recipient.

No, we do not currently charge any fee for using our loan matching service. So, you might wonder, how do we generate income to be able to advertise online?

Well, we may receive a small commission from lenders that we match with our customers, subject to terms and conditions. Please note that the amount of commission is not dependent on the loan amount.

There are no legal limitations as to what purpose your loan can be used for. It could be a vacation, home repairs or simply restructuring your finances. As part of the Eligibility Check process, you are required to give a loan purpose. This is for market research purposes only. Once approved, the money is yours to spend as you so wish.

All loans are paid directly to your checking account to ensure a seamless and timely transfer of funds. As part of the online eligibility check process, we kindly request you to verify your bank details.

By confirming your information, you can rest assured that once approved, the funds will be promptly deposited into your checking account. This streamlined approach eliminates any potential delays, allowing you to access the funds you need when you need them.

On average, to complete the online eligibility check process takes approximately 3 minutes. Once you have submitted your details, our system usually returns a response within 60 seconds. At this stage, subject to finding a matching lender, you shall be forwarded to the lender’s website. This allows you to review any loan offer and make a final decision to proceed or simply walk away – a process that typically takes about 10 minutes.

Once the e-consent and loan agreement forms are signed (completed online), the transfer of funds will be dependent on several factors. This could range from less than an hour to two working days. These details will be made clear to you at the time you review any loan offer.

Loan amounts range from $500 to $3,000, which can be used for any legal purpose. We advise you to only borrow the amount you need. Loan minimum and maximum amounts are subject to any state imposed minimum and maximum loan amounts.

The basic criteria needed to qualify for a loan vary depending on your residential state and other factors. However, most lenders require the following:

1. You are of legal age to enter into a credit agreement.
2. You have a regular income from employment or self-employment.
3. You have a bank checking account.
4. You are a US resident with a fixed home address.

To ensure the security and authenticity of our customers, a lender may conduct what is called a “soft search.” This type of search is simply meant to verify that you are indeed a real person. The soft search only displays basic information from your credit file and will not have any negative impact, regardless of how many times it is performed. So rest assured, your privacy and creditworthiness remain intact throughout the process.

After receiving any loan offer, take some time to carefully review the terms, amounts, and rates that are offered to you. If you decide to proceed with any of the loan options provided, please note that a full credit search will be conducted and an official offer of credit will be recorded. This helps strengthen your credit status and showcases your responsible financial behavior to other lenders.

Rest assured that our process is designed to empower you with financial flexibility while safeguarding your creditworthiness.