Every lending situation is unique, and we understand that. Our goal is to provide you with the best possible loan matches, from available lenders that you qualify for.
To determine the APR rate offered to you, lenders take into consideration various factors like the loan amount, affordability of repayments, income, and stability.
The first step is to complete our hassle-free online Eligibility Check process. Once you’ve completed this step, you’ll receive the entire loan terms, including the APR rate for any loan that could offered to you. Because each lender may have different APR rates and terms, we do not state a fixed APR rate. The APR rates range from a minimum of 4.50% to a maximum of 35.9%.
To give you an idea of what to expect, here are some sample rates as a guide. However, please remember that these are for informational purposes only and may not reflect the actual APR rate you may be offered. We ensure that all amounts include any applicable charges, repayment amounts, and borrowing periods in compliance with the TILA (Truth in Lending Act).
APR Examples
Borrowed Amount: $1,000
Monthly Period: 12 Months
Monthly Payments: $97.00
Total Repayable: $1164.00
Finance Charges: $164.00
Interest Rate: 29.00% APR
Borrowed Amount: $3,000
Monthly Period: 24 Months
Monthly Payments: $158.61
Total Repayable: $3806.64
Finance Charges: $806.64
Interest Rate: 24.00% APR
Borrowed Amount: $5,000
Monthly Period: 36 Months
Monthly Payments: $180.76
Total Repayable: $6507.36
Finance Charges: $1507.36
Interest Rate: 18.00% APR
Borrowed Amount: $7,000
Monthly Period: 36 Months
Monthly Payments: $239.24
Total Repayable: $8612.64
Finance Charges: $1612.64
Interest Rate: 14.00% APR
It’s important to note that the actual APR rate could be higher or lower than the ranges mentioned above. Additionally, certain conditions and limitations may apply to qualify for the lower end of the APR rate range. Furthermore, the state of residence can also impact the availability of certain loan products due to state-level legislation.
At FindMyFinance, we believe in transparency and honesty throughout the lending process. Our optimistic and customer-centric approach ensures that we work diligently to find the best loan options for you. So, take the next step towards obtaining the financial assistance you need by completing our Eligibility Check process today!
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