APR Rates Min of 10.9% to a Max of 35.9% for Qualified Customers

APR min of 10.9% to a max of 35.9%

Let’s Check Your Loan Eligibility

$500 to $3,000 over 3 to 36 months

How will this benefit you:

No employer contact made

No impact to your credit file¹

No debit card details needed

No commitment or fee to pay

No waiting 60 second decision

.

How will this benefit you:

No employer contact made

No impact to your credit file¹

No debit card details needed

No commitment or fee to pay

No waiting 60 second decision

.

How will this benefit you:

No employer contact made

No impact to your credit file¹

No debit card details needed

No commitment or fee to pay

No waiting 60 second decision

.

 

Eligibility Check

When you're looking to borrow money or take out a fast online loan, it's important to understand how loan applications can affect your credit score. Some lenders use credit checks to help decide if you're a good candidate for a loan, but not all credit checks are the same.

Full Credit Check: A full credit check is thorough and leaves a mark on your credit file. It includes details like which lender asked for the check, how much money you want to borrow, and whether you were approved or not. If lenders see a lot of these checks on your report, they might think twice about giving you a loan.

Soft Credit Checks: On the other hand, a soft credit check is more low-key. It provides basic info about you without leaving any trace on your credit file. This is what we use when you complete our Eligibility Check.

It's totally safe – no risk, no cost, and no obligation.

 

High Approval Rate

Fast Online Decision

No Credit Impact¹

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Loan Coverage

We cover 29 states and ensure that each application is state level compliant.

You can use your loan for any purpose including Holiday, Emergency, Car Repairs, Major Purchase, Home Improvements, Motorbike, Relocation, Consolidation to name a few.

 

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How It Works

At LoanCleared™, the online eligibility check is simple and takes about three minutes. We use a multiple-choice system, so we need less input from you. Plus, it’s all completed online with no paperwork or phone calls needed. Rather than a traditional loan application that would be reviewed by a risk analysis, our system uses auto decision making  based on the information you select. So no matter when, where how what or why, we can service your needs. Here’s a quick overview of how it works:

 1. Eligibility Check

2. Process Details

3. Decide to Proceed

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Benefits to You

100% Online

State Compliant

Processing 24/7

Fast Transfers

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Borrowing Costs

Every lending situation is unique, and we understand that. Our goal is to provide you with the best possible loan matches, from available lenders that you qualify for.

To determine the APR rate offered to you, lenders take into consideration various factors like the loan amount, affordability of repayments, income, and stability.

The first step is to complete our hassle-free online eligibility check process. Once you’ve completed this step, you’ll receive the entire loan terms, including the APR rate for any loan offered to you. Because each lender may have different APR rates and terms, we do not state a fixed APR rate. The APR rates range from a minimum of 4.50% to a maximum of 35.9%.

To give you an idea of what to expect, below are some sample rates as a guide. However, please remember that these are for informational purposes only and may not reflect the actual APR rate you may be offered. We ensure that all amounts include any applicable charges, repayment amounts, and borrowing periods in compliance with the TILA (Truth in Lending Act).

Borrowed Amount: $1,000
Monthly Period: 12 Months
Monthly Payments: $97.00
Total Repayable: $1164.00
Finance Charges: $164.00
Interest Rate: 29.00% APR

Borrowed Amount: $3,000
Monthly Period: 24 Months
Monthly Payments: $158.61
Total Repayable: $3806.64
Finance Charges: $806.64
Interest Rate: 24.00% APR

Borrowed Amount: $5,000
Monthly Period: 36 Months
Monthly Payments: $180.76
Total Repayable: $6507.36
Finance Charges: $1507.36
Interest Rate: 18.00% APR

Borrowed Amount: $7,000
Monthly Period: 36 Months
Monthly Payments: $239.24
Total Repayable: $8612.64
Finance Charges: $1612.64
Interest Rate: 14.00% APR

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